There are various options regarding housing loans dependant on your specific needs. You can have a basic “no frills” home loan through to “premium” home loan with extra features like: unlimited no fee redraw, direct salary crediting, direct debit and BPay options to name a few. Talk to one of our consultants to help you find the best product that suits your needs.
Discount Variable Rate
This loan is used predominately for purchasing owner occupied or investment properties. This loan has all the features of the Standard Variable Rate, with an additional benefit of a discount being applied to the first year of the loan. The loan automatically converts to a Standard Variable Rate at the end of this discount period.
Fixed Interest Rate
Lock in your interest rate for up to five years, allowing you to budget for exactly what the repayments will be for that period. This type of loan also allows for optional additional repayments.