gkfinancial | Motor Vehicle & Equipment Finance
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Motor Vehicle & Equipment Finance

Motor Vehicle & Equipment Finance

We are a team of experienced finance professionals who have access to the best rates in the market and are dedicated to making your next vehicle or equipment purchase an easy one. We offer you the highest level of personal service taking all the frustration and worry out of the equation.  Let Goldkey arrange for the pre-approval of your next purchase leaving you free to get on with work or play.  We’ll negotiate with the banks and finance companies to secure the most suitable financial product for your business or individual needs.

Ask us about our ‘Express Approval Policies’ (no financials required), securing the best market rates provided following criteria are in place:

  • Dealer Sale
  • ABN older than 2 years
  • GST Registered
  • Asset up to 3 years old
  • Good Credit History

We have access to products that will ensure we can provide finance for all of your needs, our range of options include equipment finance for:

  • Motor Vehicles
  • Earth Moving Equipment
  • Agricultural Equipment
  • Prime Movers, Trucks and Buses
  • Caravans, Motorcycles and Boats
  • Workshop and Business Fit Outs
  • Computer and Medical Equipment

If an asset you are after isn’t listed, give our friendly team a call.

Chattel Mortgage

An option for business’s or individuals to take immediate ownership of an asset, the financier uses the asset as security during the loan term and will release once the loan has been paid off.

The benefits:

  • Flexible contracts with the ability to apply a residual
  • Fixed interest rates
  • Monthly repayments
  • Can claim depreciation on the asset
  • If GST registered, can claim a percentage of GST as input-tax credit
Consumer Loan

For individuals were the vehicle is primarily for personal or domestic use. The full amount of purchase can be financed with a lump sum or balloon payment at the end of the term to assist in keeping the repayments within your budget with an option of making additional repayments to reduce the interest payable. Just like a Chattel Mortgage the financier takes security over the asset during the loan term.


The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines.

Novated Lease

As part of a salary package arrangement, this is a three way agreement between the employee, the employer and the lender. The employer agrees to make the repayments per the contract while that person remains in their employment. If you leave the company, the vehicle/equipment goes with you.

Commercial Hire Purchase

For business’s or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.


An alternative to a lease, there is no ownership commitment and you can return the equipment when the contract expires or continue to rent the goods. It also gives you the flexibility to upgrade and/or add equipment during the term

Call Us Now On 1300 437 437

For a free Consult





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